KPIs included
- Default rate
- Cost of risk
- Performing/non-performing loans
- Average PD
Analysis dimensions
- Customer segment
- Loan type
- Region
About this template
Track the loan portfolio, default rate by segment and the trend in cost of risk. Designed for teams in the Banking industry, the model pre-wires 4 key metrics — including Default rate and Cost of risk — analyzable across 3 analysis axes (Customer segment, Loan type, Region). You start from an already-bounded base (units, aggregations and business labels defined) rather than a blank sheet.
After downloading, import Credit risk into SAC Modeler (Files → New Model → Import data from a file), map the 3 dimensions and 4 measures, then build your Story. The provided dataset contains 720 to 960 rows with realistic values for the Banking industry, available as .xlsx (multi-sheet workbook), .csv (flat table) and .package (ZIP bundle with model.json, data.csv and README).
FAQ
What is the "Credit risk" template for?
It provides a ready-to-use SAC structure to drive analytics in the Banking industry. The standard business KPIs and dimensions are already defined, saving you the modeling phase.
Which KPIs are included?
The template includes 4 metrics: Default rate, Cost of risk, Performing/non-performing loans, Average PD. Each is computed across the dimensions Customer segment, Loan type, Region.
How do I import it into SAP Analytics Cloud?
Download the .csv or .xlsx format, then in SAC: Files → New Model → Import data from a file. Map the columns (Dimensions then Measures), validate the types and build your Story. Allow 5 to 10 minutes for an operational model.